At FSA, we take an active approach to investment management, with strategies that are designed to increase your portfolio value during rising markets and cushion against losses during sustained downward trends.
This active approach was established in response to our clients’ concerns during tough market times. Recognizing that the majority of clients struggled with the volatility of the market, we developed new strategies to mitigate their risk.
For clients with a higher tolerance for risk and volatility, we offer additional strategies designed to align with their investment goals.
Our investment management team monitors markets on an ongoing, daily basis so they can adjust accordingly.
We have a specialized team focused on markets, buying and selling so that our advisors can focus on financial planning and client care.
FSA takes full responsibility for our investment accounts – we take care of our clients because our business depends on it.
A collaborative environment is fostered where the investment team and advisors work closely together.
Every client – big or small – gets the same attention when it comes to managing accounts.
At FSA, we operate under a fundamental principle: “You succeed by avoiding losses.”
The above graph has been provided for illustrative purposes only to show how the strategy is designed to work and is not based upon any actual or hypothetical performance or trading data.
At FSA, we operate under a fundamental principle: “You succeed by avoiding losses.” This mantra encapsulates our investment philosophy and highlights the significant emotional impact that portfolio losses can have on your financial journey. Preventing these challenging downturns is just as critical as pursuing higher returns.
That’s the motivation behind our FSA Safety Net®, a strategy crafted to navigate uncertainty and shield your valuable assets. Recognizing when to sell is just as vital as knowing what to invest in. Our Safety Net offers a tailored exit point for each asset, allowing us to swiftly adapt to market fluctuations.
The FSA Safety Net® has proven successful in preserving gains during volatile periods. While investing comes with its risks, including the potential for principal loss, our team is committed to guiding you through market fluctuations and safeguarding your financial future.
We understand that different clients have different investment goals and risk tolerance. That’s why we’ve designed passive investment strategies for clients who are comfortable with the ups and downs of the stock market, such as younger investors or those focused on long-term growth. Our passive strategies follow a consistent allocation between stock and bond funds to match your goals and comfort level. These are the three main options we offer:
We regularly review and rebalance these portfolios to ensure they stay aligned with your chosen allocation.
For taxable accounts, these strategies are designed to be tax-efficient, thanks to the tax-loss harvesting feature and their simple, long-term approach.
Active investing is a hands-on strategy where investments are bought and sold with the goal of achieving a certain objective. Rather than simply tracking an index, active managers research companies, monitor economic trends, and make tactical moves based on where they see opportunity. The approach leans into sectors or asset classes that are thriving and steps back from those that are not, aiming to adapt as conditions change.
FSA Wealth Partners follows an active, disciplined investment approach, utilizing The FSA Safety Net®, for clients who want a portfolio that adjusts with the market. From its Maryland office, the team tactically monitors conditions and shifts allocations to help protect assets during downturns while positioning clients for growth when opportunities appear.
Passive investing is a long-term, low-maintenance strategy that aims to achieve a certain objective. It typically involves holding investments or maintaining a specific allocation, which means less trading, lower fees, and often better tax efficiency over time.
At their Rockville office, FSA builds passive portfolios around three core allocations: Global Growth at 90% stocks/ 10% bonds for investors seeking maximum growth potential, Global Moderate at 70% stocks/ 30% bonds for a balance of growth and stability, and Global Balanced at 50% stocks/ 50% bonds for a steadier ride. Each portfolio is regularly reviewed and rebalanced, and taxable accounts benefit from tax-loss harvesting to keep more returns working for the client.
Wondering if FSA might be the right fit as your financial advisor? Schedule a no-obligation meeting to learn more about us and decide if you want to work together.
